Financial Advisor Shares 5 Reasons to Retire ASAP

In the hustle and bustle of our daily lives, retirement often seems like a distant dream. But what if we could make that dream a reality sooner than we think?

Azul, a financial advisor, presents five compelling reasons to consider retiring as soon as you can.

1: Health Is Wealth

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The first reason Azul presents is health. Stress is an inevitable part of our jobs, even if we’ve been doing them for so long that we’ve become accustomed to it.

By retiring early, we can significantly reduce this stress, potentially extending our healthy years. After all, what good is wealth without health?

A recent study ¹ corroborates this notion, revealing that early retirement doesn’t necessarily correlate with a shorter lifespan. In fact, on-time retirement was linked to a higher risk of mortality compared to working beyond retirement age, especially when prior health conditions weren’t considered.

This suggests that the relief from work-related pressures and the opportunity to focus on personal well-being can indeed play a pivotal role in our overall health and longevity.

2: Time- The Non-Renewable Resource

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Next, Azul discusses time, the only non-renewable resource we have. We can always find ways to make more money, but we can never get back lost time.

The trade-off between working longer to accumulate more wealth and retiring early to enjoy our time is something we all need to consider.

3: Relationships Matter

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Building and maintaining relationships require time, a luxury that becomes more available when we retire. This period often brings about changes in one’s identity due to the transition from a career-focused life to a new phase of personal growth and exploration.

A study ² emphasized the significance of partner support during this phase. The research, conducted with 73 couples, suggests that partners play a pivotal role in encouraging opportunities for growth, leading to enhanced retirement satisfaction and overall well-being. Such growth can manifest in various ways, from taking up a new hobby, learning a novel skill, to forging new social connections.

Whether it’s spending quality time with aging parents, assisting with grandchildren, or deepening friendships, retirement not only provides the time but also the environment conducive for these valuable relationships. Moreover, the presence of a supportive partner can further amplify the benefits of these relationships, helping retirees thrive and find fulfillment in this new chapter of life.

4: Pursue Your Passions

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Retirement also provides an opportunity to pursue other passions and hobbies. With fewer responsibilities, we can finally indulge in activities we’ve always wanted to do but never had the time for.

Whether it’s traveling, learning a new skill, or volunteering, retirement can be a time of exploration and discovery.

5: Financial Readiness

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Lastly, Azul argues that many of us are more financially ready for retirement than we think. While it’s common to set a financial goal for retirement, it’s worth considering whether reaching 100% of that goal is necessary.

If we’re close enough, perhaps it’s time to retire and start enjoying the fruits of our labor.

In reality, retirement is not just an end to our working years but a beginning to a new phase of life filled with possibilities.

By considering these reasons, we might find that the dream of retirement could be closer than we think.

What are your thoughts on early retirement? Are there other benefits not mentioned here? How do you plan to spend your retirement years? Share your thoughts and let’s continue the conversation.

Video & More Reasons

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Here is the video:


Not that you need more reasons to retire, but here are some others to consider.

Exploring New Horizons

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Travel can be a rewarding experience during retirement. With no work commitments holding them back, retirees have the flexibility to explore new destinations, immerse themselves in different cultures, and create lasting memories. Whether it’s a long-awaited world tour or frequent short trips, travel can offer fresh perspectives and enrich the retirement experience.

Giving Back to the Community

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Retirement can be a time to give back. Many retirees find fulfillment in volunteering for causes they’re passionate about. Whether it’s mentoring the younger generation, helping out at local shelters, or participating in community events, volunteering can provide a sense of purpose and connection to the community.

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This article was produced and syndicated by Viral Chatter.

Martha A. Lavallie
Martha A. Lavallie
Author & Editor | + posts

Martha is a journalist with close to a decade of experience in uncovering and reporting on the most compelling stories of our time. Passionate about staying ahead of the curve, she specializes in shedding light on trending topics and captivating global narratives. Her insightful articles have garnered acclaim, making her a trusted voice in today's dynamic media landscape.